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You Have to Save to WinLotteries, er Raffles, are Encouraging Consumer SavingsThe Doorway to Dreams (D2D) Fund wants to get more lower-income Americans to save. So it's teaming up with state credit union groups in support of prized-linked savings accounts. Call it a lottery. Call it a raffle. Either way, it's proving to be a promising model for getting the financially vulnerable to save; and for building CU assets, too. 
Federal Consumer Watchdog Eyes NonbanksPayday Lenders Top Priority; Prepaid Cards, TooThe Consumer Financial Protection Bureau (CFPB) got a chief this week, and in his first day on the job Richard Cordray let it be known that regulating payday lenders is a top priority; ditto for prepaid debit card companies. Given all the behind-the-scenes political gamesmanship over CFPB, however, it's unclear whether or not the it can wield much power long term over nonbank financial services companies. 
Is Post Office Banking in the Cards?Banking the Unbanked Might Help Financially-Strapped USPSThe U.S. Postal Service has been circling the drain, financially, for years. And recently USPS admitted the situation is worsening. Rather than shuttering offices and scaling back on delivery services, USPS could take a page from the book used by its European counterparts and add payment services to the product line up. It's an idea worthy of consideration as it could work toward resolving two pressing national issues: getting people to save and saving USPS. The Inside ScoopStrong Growth Expected for South, East Asian MarketsLess optimism for European lending Hope for Financial InclusionPresidential panel links banking to community empowerment Cutting Through the Illusion of UnbankabilityOptical recognition terminals could be game changer Mastering Possibilities in MicrofinanceWith a focus on savings Underserved Americans & HolidaysNew index points to high anxiety Inside MicroPaymentsRushing into the Land of FloatPrepaid company offers early access to Direct Deposits Micropayments on the CheapDwolla waves fees to spur usage Prepaid Debit Plus Remit, 24/7New card targets underserved Filipino immigrants Visa Makes Play for UnbankedMobile prepaid product unveiled Boom: It's MobileMobile remitances to eliminate need for cash |
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